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How I Afford To Travel The World

By Posted on 19 3 m read

Since I have started traveling, this is probably the most common question I get.

“How do you afford to travel to so many places?!” They look at me like I’m this rare animal they have never seen before. Even friends and family have no Idea how I do it. I finally realized the best way to describe it is by breaking it down.

1.) Prioritize

2.) SAVE!

3.) Track your money

4.) Budget Travel

Everyone can travel! If it’s something you really want to do you can prioritize and make it happen!

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  1. Prioritize:

If you have the desire to travel – a desire that makes your bones ache and your soul scream because you know it’s something you know you must do – then you must find a way to make it a top priority in your life, as I have. You must evaluate where your money is going and see what expenses you can cut out of your life. For instance, if you enjoy going out on the weekends, choose somewhere without a cover charge. Plan to not drink too much when you are out as we all know drinks can add up quickly. I personally even usually offer to drive so I know I won’t drink and won’t have to pay for an Uber or taxi to get home.

Another thing that you can cut out is buying coffees out – a sneaky daily expense for most that adds up quickly. Plan to make your coffee in the morning at home before you leave. You may not think this is a big deal but if you eliminate a daily coffee purchase at $4 a cup (which some might consider low even), you will save yourself $120 a month. An even bigger expense for most is all meals we eat out. If you can forego that expensive dining out habit for a while to save towards your trip you will be surprised how quickly you can save. These are just a few of the small expense savings that can add up to big savings over time.

  1. SAVE!

Saving is key to having the money needed to travel the way you want to. With cutting back on expenses you can save what you would have been spending. Also try to see if you can save a larger portion of your income. Setting automatic savings deductions from your checking account every month is a great way to automate the process so you don’t even have to actively think about it.

  1. Track your money

Keep a chart and see what your monthly expenses are. Is there a way to cut back on what you are spending monthly? Can you switch to a family cell phone plan that would be cheaper? Can you split that Netflix bill with a friend of yours or roommate? Can you cut the cord of cable and just have Hulu/Netflix/Amazon? Can you move in with your parents for a little or find a cheaper apartment to save money on rent? There are many options to help you save.

I follow this income percentage plan:

30% Housing

25% Transportation | Food | Extras

15% Debt (if you don’t have any then lump it into Savings & Travel)

30% Savings | Travel

  1. Budget Travel:

When i say travel budget, I don’t mean stay in gross places and fly exclusively on connecting red-eye flights. What I mean is find cheap flights in advance, go on the off season of the locations you want to travel to, and do research to find cheaper yet respectable options of places to stay.

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